Thursday, August 26, 2010

Friday, July 9, 2010

Lancer Assault Rifle

Wednesday, June 16, 2010

Tuesday, April 27, 2010

Tuesday, December 8, 2009

Fun and Debt in Las vegas,How to survive your vacation,The unofficial guide




Hello welcome to Las Vegas,

Is this your first time?
Have you booked your shows yet?
We have a complimentary show for you!
How are you doing today?
Are you enjoying your stay?
How long are you staying with us?
Have you enjoyed your shows?
Where are you from?

These questions, they are fabulous.they are not sales questions, they are get to know you questions.
I make my living talking to people, when people engage me, I am there! BOOM! Ive got a friend :) yay.

I thrive on community and building relationships of any length of time, and these sneaky trolls,Sorry I mean sales people,Who are by the way indistinguishable from the actual hotel hosts are using my language of friendship to take my money and most importantly MY TIME!

Its Vegas,we are not going there to churn a profit,we go there to have fun relax and of course we go there expecting to spend (lose) money.That is a given and I'm OK with spending money , It is a commodity that can be replaced in short order.Time however when you are on a vacation (and for the rest of your life) is irreplaceable.It is finite.when its gone……Its gone!

Can you lie? Yes. Do I condone it? No! Did I start to lie by day2? Oh yeah baby!

As soon as one of these happy sales people talk to me I’d say leaving in the morning, my shows are booked, no credit card……Ah the credit card. They need that, so you can pay for your down payment on your fabulous new condo timeshare.AHHHHHHHH!!! Really, I didn’t know we bought property at 18-28% interest rates…….want to talk about gambling with your future!

I am all for timeshares,it’s a great idea for those in the market or looking for one,But this is NOT how to do it.
My family does the prepay card,I work in finance and use credit cards for booking flights hotels and Internet stuff.
I use money for buying things :)
I find that taking the ability to bankrupt my family out of the picture, takes away a lot of the needed conversations necessary for losing said family.However much of the “buy me world” does not work on this principal.many business thrive on credit and debt of you and I to keep floating.

Even after a financial meltdown the likes of which we have not seen for generations (which was due and needed to get our heads right again) people are still buying property at credit card rates.

(I dont know what the cost of th deposit was 5000 seems reasonable)
Do you realize with a $5000 deposit on your credit card @ 18%
Using minimum payments of 2.5%, it will take you over 300 months to get rid of your debt, and you will pay over $7,104.75 in interest. 12,104.75 total just for the deposit on a timeshare +the actual cost of the share.

Using fixed payments of $125.00, it will take you 62 months to get rid of your debt, and you will pay $2,693.11 in interest. $7693.11 Better, but still not wise.

http://www.creditcanada.com/debtCalc1.asp

Now I'm not saying you would pay minimum payments, but most people do.which is why we crashed last October. Pay for your stuff with money!

So Vegas is really really really really fun. And you can have a lot of great times and amazing memory's or fuzzy ones if you choose.But you just need to plan.If your hotel front desk (the one you check in at) If they comp you a show then sweet, but when there are strings attached.
I shudder to think how many people on that very full bus going to the presentation ended up paying $12,000.00 for a show that cost $65.00 .

Sure they get a holiday destination, But judging by what people were wearing and please understand, I don't judge by how a person looks,however, you can often tell what tax bracket people are in By how they present themselves.

I am doubtful many of them Or myself,could actually afford to go on a twice yearly holiday to Vegas. Also I'm going to go out on a limb and say,the folks who can afford to buy holiday properties would not have been staying in our hotel, and would gladly pay to see the show they wanted.Not that our hotel was Bad,They are just much better newer hotels on the strip for not much more money.(note for next time)

Thanks you for your time,

This has been Afulltimedad,
Hoping to save you some hassle and help you enjoy your vacation, just a little bit more.
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Friday, December 4, 2009

employee rant.....

I am in the middle of editing video from my trip but this is a little rant from the other day. Its on my mind often but I never really say anything because I am the fun guy,I don't like to ruffle feathers usually so i go to my car and whine or tell my steering wheel what I really feel.....Know any one like that?

Ever get sick of being polite?ever just want to say what you feel?, yeah me to.unfortunately that has its down falls too.

and i have to go ,sorry my youngest child just brushed her teeth with mascara:(
http://www.youtube.com/watch?v=191ao9I9weY